Loan Rates

Effective: 11/01/11

Home Equity Loan
Product Interest Rate APR Minimum Loan Monthly Payment (1)
to 36 months 4.00% $5,000 $29.52
to 60 months 4.25% $5,000 $18.53
to 72 months 4.50% $5,000 $15.88
to 84 months 4.50% $10,000 $13.90
to 120 months 4.75% $15,000 $10.36
to 180 months 5.00% $15,000 $ 7.91
to 204 months 5.20% $20,000 $ 7.39
Rates are subject to change and based on auto-pay from Credit Union account (otherwise +.4%).
(1) The payment is for each $1,000 borrowed.
Maximum loan to value rate is 80%, maximum loan amount is $200,000
Loan is subject to credit approval.
Mimum loan amount is $5,000.
Fees may apply.
Rates, terms and conditions subject to change at any time.
New Auto Loans
Product Interest Rate APR Minimum Loan Monthly Payment (1)
to 36 months 3.50% $5,000 $29.30
to 60 months 4.00% $8,000 $18.42
(1) The payment is for each $1,000 borrowed.
Used Vehicle Loans
Product Interest Rate APR Minimum Loan Monthly Payment (1)
to 24 months 3.99% $1,000 $43.42
to 36 months 3.99% $2,000 $29.52
to 48 months 4.20% $3,000 $22.67
(2010 to 2008 model years)
(1) The payment is for each $1,000 borrowed.
Used Vehicle Loans
Product Interest Rate APR Minimum Loan Monthly Payment (1)
to 24 months 3.99% $1,000 $43.42
to 36 months 3.99% $2,000 $29.52
(2007 model year and older)
(1) The payment is for each $1,000 borrowed.
Share Secured Loan
+2.25% $2,000
Personal Loan
12.00% $500.00
First Mortgage
to 120 months 3.25% $50,000 $9.77
to 180 months 3.65% $50,000 $7.22
to 204 months 3.85% $50,000 $6.69
All rates are stated with Automatic Payment agreement and include a .4% discount.
All loans subject to credit approval.
Rates, terms and conditions subject to change at any time.
Contact the Credit Union for complete rates, terms and conditions.
Care has been taken to assure that all information is listed correctly but not guarenteed, members should contact the Credit Union to confirm.